Blog & News

The China Syndrome

There has been much talk this month about Australia’s over-reliance on the Chinese economy. With two-way trade at A$155 billion this is hardly surprising. Put in perspective trade with China is 2.5 times larger than our second largest trading partner (the U.S.) and... read more

Interesting times in banking!

Interesting Times In Banking! We predict that Turnbull’s hope of a populist bank-bashing tax hike will prove a political limp squid. The NAB Chairman is screaming for an enquiry into the government’s 6 basis points budget levy, a tax which should have been pitched as... read more

How to close a private loan

Private lenders are quick decision-makers and can provide a very rapid ‘yes’ or ‘no’ decision some people seem to believe they will be more likely to extract a yes decision if they provide reams and  reams of documents all in one go. This couldn’t be further from the... read more

The Semper sweet spot

At Semper it seems that our sweet spot is loans from $2,000,000 to $10,000,000. We can offer lower sums or higher sums but this is the range in which most of our loans sit. Our favorite loans are short term bridging loans with a prearranged exits, where the interest... read more

Chapter 11 Filing coming to Australia?

If the PM ever manages to turn himself to something productive, one area where he may find bilateral political traction is in relation to changes to the insolvency laws. In short there are moves afoot to provide a means by which to protect directors of ailing... read more

A Year of Turnbull – Horraa…..h?

The King is dead! Long live the King. That’s what the last election felt like. But doesn’t it feel as if we’ve loaded ourselves onto a rudderless ship (no pun intended!)? I don’t know about you but I cannot think of one useful thing Turnbull has done during his year... read more