Blog & News

We see a lot of applications for development finance and the first question we ask ourselves is, “Why is this not bankable?” More often than not the introducer will site the lack of pre-sales or limited equity. These two reasons are understandable, but we find through...

If you are looking for a private lender choose wisely and check their credentials. If you’ve never heard of them and no-one you know has dealt with them be ultra cautious. Beware the ones that claim to be lenders because a great many of those who advertise as lenders...

Semper Capital is a Private Lender, which means it will lend its own equity and the equity of family offices who employ it to manage their risk, for property-secured loans. Semper Capital does not raise its funds under a prospectus or Information Memorandum and are...

After frequent requests to republish, I have written an abridged version of an article produced a couple of years ago on the different types of lending. I am often asked what affects price in terms of risk. There are a number of factors but the most significant...

There has been a great deal of interest in our distressed assets loan product, particularly from accountants, but also, finance brokers. So how do you recognise a client who needs this service and what is the benefit to them to use Semper Capital? Clients who have...

Semper Capital has been proud to sponsor The Adviser Better Business Summit 2016. Ending a great series of events across our nation with a great vibe and turn out in Perth. Congratulations to all the nominees in their respective categories and the well-deserved...

I’m in two minds about ASIC’s latest foray into the land of regulatory over-reach in Report 445 ‘Review of interest-only home loans’ pursuant to RG 209! The statement that interests me is “While consumers may generally be well placed to meet their repayments on an...

Do you have a client who is property-asset strong but income weak and their bank is seeking to exit? Do not wait until the client has been placed in the asset recovery division or worse, put under external administration. The harsh reality of these cases is that the...

Recent news articles have put the spotlight on Chinese investors looking to non-bank lenders for loans the banks will not fund. This has told us nothing new. Before the Chinese, it was Russian investors and before them Japanese. Overseas investors will happily accept...