SHORT-TERM LENDING THAT STACKS UP

$200K – $30M | Term Loans | 1st Mortgages | 2nd Mortgages | Bridging Finance | Caveats

At some point, most clients could benefit from a quick cash injection. We are the go-to specialist for all your short-term lending opportunities:

Product/ descriptionCommercial bridgeCommercial term
AssetsResidential, commercial, industrial and landResidential, commercial, industrial and land
Security1st mortgage1st and 2nd mortgages
Term1-6 months1-60 months
Loan amount$200K-$30m$100K-$10m
RateFrom 7.99% p.a.From 7.99% p.a.
FeaturesFast draw down, flexible payment terms*Fast draw down, flexible payment terms*

*Includes capitalised and/or pre-paid interest.

What you can expect from us:

  • Best-in-market rates
  • Referral fee paid up-front
  • Commissions paid at drawdown
  • Fast drawdown
  • Simple application process
  • Funding within 48 hours
  • Full back-end support
  • A seamless process with a personal account manager
  • Guaranteed compliance

WHERE SHORT-TERM LENDING IS A LIFESAVER

Short-term loans work when they address an immediate need, or fulfill an unexpected opportunity, to include:

Managing cash-flow challenges, such as:

  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from a lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies

Capitalising on an unexpected opportunity, such as:

  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Growing a business when capital is required upfront

THE PROCESS: 3 QUICK AND EASY STAGES

STAGE 1STAGE 2STAGE 3
You provide us a quick brief:You:We:
Loan amountSend back the completed applicationConclude due diligence
1st or 2nd mortgage?Arrange for the payment of any feesDraw funds and pay your commissions
Term requiredSend us the documents required
Type and value of property security
Amount of existing loanWe:
ExitInstruct a valuation (if required)
We provide a quick yes or no, and if a ‘yes’ we:Dispatch legal documents to your client’s lawyer
Send an application form
Provide an estimate of interest rate and costs
Provide a list of documents required

Contact Semper

Contact us now for a confidential assessment of your requirements. semper-phone-number

Our newsletter

Sign up here to our newsletter to receive our latest news and advise on the state of our industry.