SHORT-TERM LENDING THAT STACKS UP
$200K – $30M | Term Loans | 1st Mortgages | 2nd Mortgages | Bridging Finance | Caveats
At some point, most clients could benefit from a quick cash injection. We are the go-to specialist for all your short-term lending opportunities:
| Product/ description | Commercial bridge | Commercial term |
| Assets | Residential, commercial, industrial and land | Residential, commercial, industrial and land |
| Security | 1st mortgage | 1st and 2nd mortgages |
| Term | 1-6 months | 1-60 months |
| Loan amount | $200K-$30m | $100K-$10m |
| Rate | From 7.99% p.a. | From 7.99% p.a. |
| Features | Fast draw down, flexible payment terms* | Fast draw down, flexible payment terms* |
*Includes capitalised and/or pre-paid interest.
What you can expect from us:
- Best-in-market rates
- Referral fee paid up-front
- Commissions paid at drawdown
- Fast drawdown
- Simple application process
- Funding within 48 hours
- Full back-end support
- A seamless process with a personal account manager
- Guaranteed compliance
WHERE SHORT-TERM LENDING IS A LIFESAVER
Short-term loans work when they address an immediate need, or fulfill an unexpected opportunity, to include:
Managing cash-flow challenges, such as:
- Tax liabilities and ATO debt
- Replacement finance or deleverage from a lender
- Pre-insolvency issues/ release from administration and turnaround
- Creditor payments
- Release of equity
- Debt refinancing
- Seasonal trends
- Business emergencies
Capitalising on an unexpected opportunity, such as:
- Bridging the gap between sale and purchase (residential or commercial)
- Rapid drawdown and equity release
- Buying a business
- Growing a business when capital is required upfront
THE PROCESS: 3 QUICK AND EASY STAGES
| STAGE 1 | STAGE 2 | STAGE 3 |
| You provide us a quick brief: | You: | We: |
| Loan amount | Send back the completed application | Conclude due diligence |
| 1st or 2nd mortgage? | Arrange for the payment of any fees | Draw funds and pay your commissions |
| Term required | Send us the documents required | |
| Type and value of property security | ||
| Amount of existing loan | We: | |
| Exit | Instruct a valuation (if required) | |
| We provide a quick yes or no, and if a ‘yes’ we: | Dispatch legal documents to your client’s lawyer | |
| Send an application form | ||
| Provide an estimate of interest rate and costs | ||
| Provide a list of documents required |
Contact Semper
Contact us now for a confidential assessment of your requirements. 
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